What the book argues
The durable margin in asset finance is moving from the spread on money to the management of the asset.
Finance, insurance and service are already sold as one package across every asset class, and what holds the package together is information about the machine. Real-time data from manufacturers makes the true condition of an asset assessable, so its price can be set correctly and its resale accelerated, and the asset stays in productive use for longer. Digital systems and machine learning are the infrastructure on which this happens, not the change itself.
The introduction states the argument, the three conditions under which it fails, and how the rest of the book is organised. It is the honest way to decide whether the other twenty-three chapters are worth your time.